Smart ways to save money on any purchase

Saving money is an excellent idea for anyone who wants to make their dollar stretch further. There are many ways that you can save on any purchase, and here are some of them so that you can get the most out of your money.


Buy refurbished items

Refurbished items are items that have been previously used and then returned to the store. They are often sold at a discounted price because of this. So if you don’t mind having a slightly used item, buying refurbished can be a great way to save money because they are not as expensive as brand new items.

Use your debit card and not your credit card

Using your debit card is a smart way to save money on any purchase. When you use your debit card, the funds are transferred immediately from your bank account. This means that you won’t be able to spend more money than you have in your account, which can help you stay within your budget. On the other hand, credit cards tend to have high-interest rates, so using them can end up costing you more in the long run.

Furthermore, you can now get yourself a virtual debit card that makes every purchase easier, safer, and more rewarding.

Check for promotions and coupons

Promotions and coupons are great ways to save money and make your dollars stretch. If you like a store, sign up for their mailing list so that they will send you coupons or promotions on items of interest. Check the online coupon sites since some stores have promotional codes listed there.

Coupons are a great way to save money when you are shopping.

You can use coupons in-store or print them off online and take them with you on your mobile device so that they will scan when it is time for the cashier to ring up your total.

Always check out all of the deals listed on retailers’ websites before making a purchase, as there may be an offer available that takes away some of the overall cost of what you’re purchasing.

Compare prices and use price matches

Comparing prices is another way to save money on any purchase. Whether the product, say an iPhone or a car, there will be two prices: one for cash and one when using a credit card. So, for example, if you wanted to buy the newest iPhone model at Apple’s online store, it would cost £720 with no carrier contract but only £369 if paying with your credit card. So make sure to always use price matches by comparing prices before purchasing anything.

Take advantage of cash-bank opportunities

Cash-bank opportunities refer to opportunities that will allow you to save money through your bank account. For example, many banks offer debit card reward programs where if one makes a certain number of purchases on their debit cards, they can earn cashback or other rewards.

Unfortunately, most people use credit/debit cards for everything and don’t take advantage of this opportunity because it is not always easy to remember which transactions were made using the debit card vs. those made with a different method such as cash or check.


Saving money on every purchase you make is possible if you are willing to be a bit resourceful. By taking the above steps, you can get the best possible deals to save money. Start small, and you’ll be amazed at what you can achieve.

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